Your Dream Home
In The Heart of Dubai

Access 18 UAE bank partners, negotiate exclusive rates, and secure the mortgage that fits your life - all with zero broker fees and dedicated expert guidance.

18
UAE Bank Partners
5,000+
Happy Clients
15+
Years Experience
AED 2B+
Mortgages Funded

Mortgage Solutions
Tailored to You

From first-time buyers to seasoned investors, we structure the right financing solution for every property ambition.

Residential Mortgage
Bespoke home loan solutions for UAE residents and expats with competitive fixed and variable rates.
Commercial Property
Financing for offices, retail spaces, and mixed-use developments across the UAE.
Plot & Land Loans
Secure your ideal plot in Dubai's most sought-after communities with tailored land financing.
UAE / GCC Nationals
Specialist mortgage products designed exclusively for UAE and GCC national buyers.
Mega Loans
High-value mortgage solutions for luxury properties exceeding standard lending thresholds.
Equity Release
Unlock the value in your existing property to fund new investments or personal goals.
International Mortgages
Cross-border financing for international investors purchasing property in the UAE.
Balance Transfer
Switch your existing mortgage to a more competitive rate and reduce monthly payments.
Non-Resident Mortgages
Dedicated financing solutions for overseas buyers investing in UAE real estate.
Under Construction
Off-plan property financing with flexible payment structures aligned to developer milestones.
Portfolio Consolidation
Streamline multiple property mortgages into a single, optimised financing structure.
Islamic Finance
Sharia-compliant Murabaha and Ijara mortgage structures from leading Islamic banks.

Mortgage Solutions
As Flexible As You Wish

Our team works closely with you to understand your circumstances, then negotiates the best available rates across our network of 18 UAE bank partners.

3.75%
Fixed Period
1 Year Fixed
3.79%
Fixed Period
2 Years Fixed
3.95%
Fixed Period
3 Years Fixed
4.19%
Fixed Period
5 Years Fixed

* Rates are indicative and subject to individual circumstances, property type, and lender approval. Contact us for a personalised rate assessment.

Why Choose
ALF BANQ Mortgage?

ALF BANQ vs Going Direct to a Bank - we have more than 5,000+ happy customers

ALF BANQ
Mortgage Broker
Access to all lenders in the UAE
Consolidated view on suitable products
Solutions for all types of financial needs
Ability to negotiate special offers
Long-term client relationship
Experienced Case Management
VS
5,000+
Happy Clients
Direct Bank
Limited mortgage options
Less flexible solutions
May not get the lowest rates
May not support all client profiles
Standard lending criteria only
Limited knowledge outside standard products

We Work With All
UAE Banks & Financial
Institutions

Our clients describe us as a professional, knowledgeable team that guides them successfully through the complexities of the mortgage process - securing offers no single bank can match.

18
Bank Partners
100%
Success Rate
48hrs
Pre-Approval
Free
Broker Service
ADIB logo
Ajman Bank logo
Commercial Bank of Dubai logo
Dubai Islamic Bank logo
Emirates NBD logo
HSBC logo
Mashreq logo
United Arab Bank logo
National Bank of Fujairah logo
RAKBANK logo
Standard Chartered logo
First Abu Dhabi Bank logo
Emirates Islamic logo
Sharjah Islamic Bank logo
Arab Bank logo
Bank of Baroda logo
NBQ logo
SNB logo

Know Your
Monthly Payment

Estimate your UAE mortgage payment before you speak to an advisor. For full affordability, fees, insurance, DSR, and income checks, open the advanced calculator.

Bank panel18 partners
Broker feeFree
Typical fixed ratesfrom 3.75%
Estimated Monthly Payment AED 0
Loan amountAED 0
Down paymentAED 0
Total interestAED 0
Estimated upfront cashAED 0

Indicative only. Final approval depends on bank policy, profile, property type, liabilities, and UAE lending criteria.

Important: All rates, fees, debt-service ratio calculations, affordability estimates, loan-to-value figures, timelines, and mortgage approvals shown on this website are indicative only and are subject to each UAE bank's lending policy, final credit assessment, property valuation, profile, nationality, income type, liabilities, age, documentation, and regulatory requirements. ALF BANQ Mortgage Broker does not guarantee approval, rate availability, or final bank terms.

Start Your
Mortgage Journey

Speak to one of our expert advisors today. We offer a no-obligation consultation to assess your eligibility and find the best mortgage option for your circumstances.

Office
Dubai, United Arab Emirates
Message Received

An ALF BANQ advisor will call you within 24 hours. To speed up your assessment, keep these ready:

  • Passport, Emirates ID, and visa copy
  • Salary certificate or business income proof
  • Bank statements for the last 6 months
  • Property details, SPA, or reservation form
Free Consultation Request
No obligation - our service is completely free